The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 22976 | Tyro | 40 |
| 2. | 22946 | Keene | 42 |
| 3. | 24430 | Craigsville | 42 |
| 4. | 24459 | Middlebrook | 42 |
| 5. | 22044 | Falls Church | 43 |
| 6. | 20184 | Upperville | 45 |
| 7. | 20198 | The Plains | 45 |
| 8. | 22903 | Charlottesville | 45 |
| 9. | 23220 | Richmond | 45 |
| 10. | 24060 | Blacksburg | 45 |
| 11. | 23517 | Norfolk | 46 |
| 12. | 23045 | Diggs | 47 |
| 13. | 24440 | Greenville | 47 |
| 14. | 24104 | Huddleston | 47 |
| 15. | 20117 | Middleburg | 48 |
| 16. | 22209 | Arlington | 48 |
| 17. | 22305 | Alexandria | 50 |
| 18. | 20144 | Delaplane | 50 |
| 19. | 23504 | Norfolk | 50 |
| 20. | 23505 | Norfolk | 50 |