The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Town of Alberta | Brunswick | 350 |
| 2. | Town of Cleveland | Russell | 350 |
| 3. | Keokee Census Designated Place | Lee | 350 |
| 4. | Town of Pocahontas | Tazewell | 350 |
| 5. | Town of La Crosse | Mecklenburg | 344 |
| 6. | Parrott Census Designated Place | Pulaski | 332 |
| 7. | Plum Creek Census Designated Place | Montgomery | 328 |
| 8. | Town of Iron Gate | Alleghany | 328 |
| 9. | Atkins Census Designated Place | Smyth | 319 |
| 10. | Motley Census Designated Place | Pittsylvania | 318 |
| 11. | Montvale Census Designated Place | Bedford | 313 |
| 12. | Callaghan Census Designated Place | Alleghany | 309 |
| 13. | Town of Appalachia | Wise | 308 |
| 14. | City of Covington | Covington (city) | 304 |
| 15. | Hampden-Sydney Census Designated Place | Prince Edward | 301 |
| 16. | Town of Narrows | Giles | 300 |
| 17. | Rose Hill Census Designated Place | Lee | 294 |
| 18. | Fancy Gap Census Designated Place | Carroll | 292 |
| 19. | Villa Heights Census Designated Place | Henry | 288 |
| 20. | Low Moor Census Designated Place | Alleghany | 288 |
