The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Falls Church city | 87 |
| 2. | Rappahannock County | 88 |
| 3. | Lexington city | 93 |
| 4. | Charlottesville city | 94 |
| 5. | Alexandria city | 96 |
| 6. | Arlington County | 98 |
| 7. | Williamsburg city | 100 |
| 8. | Harrisonburg city | 106 |
| 9. | Fredericksburg city | 108 |
| 10. | Richmond city | 111 |
| 11. | Fairfax County | 116 |
| 12. | Fairfax city | 117 |
| 13. | Middlesex County | 120 |
| 14. | Madison County | 121 |
| 15. | Northumberland County | 121 |
| 16. | Winchester city | 122 |
| 17. | Radford city | 123 |
| 18. | Montgomery County | 123 |
| 19. | Nelson County | 123 |
| 20. | Albemarle County | 123 |
